How It Works

Here’s how VLX’s KYPiT feature strengthens your BNPL merchant verification process:

Merchant Onboards

The merchant applies to join your BNPL program. You instantly trigger a VLX inspection request to start the verification process.

On-site Verification

Using the VLX mobile app, the merchant captures photos, videos, and audio evidence to prove the legitimacy of their business location.

VLX Metadata Analysis

VLX analyzes timestamps, GPS, and other data to verify authenticity. Approved merchants are activated, while suspicious ones are blocked.

Fast Merchant Verification for BNPL Programs

Whether you’re onboarding new merchants or scaling your BNPL operations, VLX makes verification fast, reliable, and secure—no spreadsheets, no email reviews, no uncertainty.

The VLX Blog

Top questions about VLX

How does VLX streamline BNPL merchant verification?

VLX speeds up merchant onboarding, automates evidence collection, and generates clear reports supported by verified photos, video, and metadata.

Yes. VLX helps you verify merchants faster by replacing manual checks with guided mobile inspections and instant data validation.

VLX uses metadata validation (KYPiT™) to verify time, location, and device used during inspections. It also tracks edit history, locks data after submission, and flags inconsistencies to ensure authenticity and integrity.

Absolutely. VLX offers APIs and webhooks to connect inspections with your underwriting workflows and CRM tools.

Can VLX customize checklists for different merchant types?

Yes. You can create tailored checklists for retail, medical, medspas, vets, automotive, or any other merchant category.

Inspections work offline. Data is securely stored on the device and uploads automatically when a connection is available.

VLX employs top-tier security measures to protect your data. This includes end-to-end encryption, regular security audits, and strict adherence to international data protection regulations. Additionally, we are SOC 2 Type 2 certified, underscoring our commitment to the highest standards of data security and operational excellence.

Yes! You can easily schedule a demo here. There’s no commitment—we’ll walk you through the platform in a 30-minute session so you can see how it works, no strings attached.